Wednesday, March 5, 2014

Financial One Credit Union : What We are All About!

Financial One is a member-owned and controlled financial cooperative dedicated to improving the financial well being of its members. We open arms to residents and businesses in Anoka County, Northeast Minneapolis and the City of Champlin.

In addition, we are honored to include members of the Disabled American Veterans (DAVMN) to Financial One. Since 1933, we have been working hard to provide the best in financial services to our members. We offer a comprehensive package of financial products, including deposit accounts, loans, business services, and other convenience services.

Americans should spend less and save more, but putting money aside for the future can be a major challenge. We are here to help. We offer several ways for you to save. The first step is opening up a Primary Savings Account. This account along with a $10 opening deposit, will make you a member of Financial One and allows you to apply for other products and services that Financial One has to offer. We like to keep it simple with one type of checking account that provides everything you need and you still have all the great features that you would expect. We offer free online and phone banking, free estimates e-statements, free bill pay, free VISA debit cards and unlimited check writing.

We also have an overdraft protection program. This can be linked to your savings and/or a line of credit, just in case you overdraft. We work hard to help you avoid overdrawing your checking account and being charged a fee. We want you to save money!

All of your accounts come with free online access; free 24/7 automated phone access through One Call and no hidden fees. You can open an account here now!

We are so much more than just savings and checking accounts. We also offer loans! We are here for your lending needs. We can help you build credit, buy your first car, consolidate debt, refinance your home and much more. We will always take the time to find the best solution for you when it comes to lending.

We offer loans for almost anything you could imagine. From Auto, ATV and RV to Student and debt consolidation. Whether you have an emergency, are looking to purchase something just out of reach, need help building credit or paying off debt, we are here to help! Enjoy flexible loan options, competitive rates and no annual or prepayment fees.

We are also partnered with Members One Insurance. If you are looking for affordable insurance that fits your life, it may be easier than you think. Let us help you save time and money when shopping for insurance. Jim Pehl, our agent with Members One Insurance can shop over a dozen different providers to find you the
best combination of price, coverage and service to meet your specific needs.

At the end of the day, it isn’t all about helping others manage their money. We also take pride in our community. We take part in many different community events and charities such as: Hops for Hunger, Taste of Blaine, Blaine Triathlon, Green Expo and much, much more!

Call, visit our website (link) or stop in today to find out more. We would love to have you as one of our members!